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Roof financing in Illinois We’re a roofing company with payment plans in Illinois

We offer 3 affordable roof payment plan options for Northern Illinois homeowners. Whether you need a full roof replacement, a roof repair, or something in between, we have you covered with 1 year and 10 year financing options. Choose what’s best for your budget!

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Member FDIC - Equal Housing Lender
1

Pay in full

Done & done

Another project checked off the list.

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Financing
2

1 Year

0% Interest

12 mo Same As Cash Loan

1 year disclosure: Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of 4/1/2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00
3

10 Year

Payment Plan

6.99% 10-Yr Loan

10 year plan disclosure: Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 120 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 120 monthly payments of $11.61 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
Payment Infinity Financing Estimator

Enter estimated project cost:

$

1 Year,

+ $0 DOWN

/ per month

10 Years,

+ $0 DOWN

/ per month

**We accept payments through all major credit cards, including Visa and Mastercard. Cash and check payments are also acceptable.**

3 Roof Financing Options in Illinois

Our Northern Illinois roofing team will help you determine the best payment plan for your budget. For new exterior projects, our roofing customers typically choose to make a down payment and make small monthly payments on the remaining balance - the choice is yours! We offer three standard payment plans for roofing projects:

Accepted forms of payment for roof financing

We accept roof financing payment through credit card (we accept all major carriers) checks, or cash. Choose the payment option that is most convenient for you and your budget.

How to qualify for roof financing

5 factors to consider

  1. Credit score: Lenders may check your credit score to evaluate your creditworthiness. A good credit score typically increases your chances of being approved for financing and getting favorable interest rates.
  2. Income: Lenders may consider your income to ensure that you can afford to repay the loan. You may need to provide proof of income, such as recent pay stubs or tax returns.
  3. Debt-to-income ratio: Lenders may also consider your debt-to-income ratio, which is the amount of debt you have compared to your income. A lower ratio may improve your chances of being approved for financing.
  4. Property value: The value of your home may also be considered, as lenders may use it as collateral for the loan.
  5. Down payment: Some lenders may require a down payment or collateral to secure the loan.

What credit score do you need to finance a roof?

A credit score of 650 or higher is usually considered good and may increase your chances of being approved for financing at a competitive interest rate. However, some lenders may offer financing options to borrowers with lower credit scores as well, although the interest rates may be higher.

Why you should finance your roof

Home improvements can get expensive, but they’re a necessary investment for any homeowner. We understand that not every family can pay for a roof replacement up front, which is why we offer financing on all our projects. Financing allows you to break down that lump sum into affordable monthly payments. Other benefits of financing your roof include:

Interested in financing your next roofing project? Contact our Illinois roofing contractors today!

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Frequently Asked Financing Questions in Illinois

Can you finance a roof in Illinois?

Yes, Infinity Exteriors offers flexible roof financing options in Illinois with $0 down and affordable monthly payments. You can choose from 1-year no-interest plans or extended 10-year payment options to make your new roof more manageable.

How do I get financing for a new roof in Illinois?

Getting roof financing is simple—just contact Infinity Exteriors for a free estimate. We’ll review your project cost and help you choose between short-term and long-term financing plans that fit your budget.

Do roofing companies in Illinois offer financing options?

Yes, reputable roofing companies like Infinity Exteriors provide financing programs so homeowners can start their projects right away without paying the full amount upfront. We offer flexible terms and $0-down options.